I've decided that our snowy weather here in IN will in no way keep me from wearing my dresses! Last week I decided to do a little gray/black combo. Did I mention how I much I love these boots, too? They're sort of like stylish galoshes, except I'm not wearing them over any other shoe! They are another Target find (and I'm wearing them in my Comfy and cozy look) that I was overjoyed to purchase. The little belt on the top is one of my fav things about them.
Sweater dress: Target
Black tank: Ann Taylor Loft
Black cardi: Gap
Bracelet: Charlotte Russe
Boots: Target
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Oh well! You're just lucky!! I really like that dress and cardi! You are one brave woman to go bare legs in winter! 
And you look adorable. Little dresses (with sweaters in the winter) like this are probably my very favorite thing to wear. They are always effortless and always look great! Loving the boots too.
Those boots look so cute! I love the outfit, casual but dressy, a great mix!